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Debit-card reward programs may be fizzling, but cash-back credit card rewards are going strong, a new analysis from Bankrate.com finds.

In fact, cash-back credit card rewards improved “modestly” over the past year, according to Bankrate, which looked at 50 credit cards, from 19 large issuers, in early January. Roughly half of the cards included in the study pay 1 percent cash back, up from 44 percent in last years study. And some even pay more than 1 percent.

(Higher rewards, though, are often limited to certain categories of purchases or have special conditions. Capital One’s No Hassle Cash Rewards credit card, for instance, offers 2 percent back on gas and groceries, and 1 percent on everything else. And t

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We know the importance of setting them up with savings accounts, introducing them to the idea of charitable giving and teaching them good and bad ways to use credit cards.

Still, we’re always interested in how other people teach their kids good money habits … especially when those people are financial experts.

So we asked a whole bunch: Ranging from LearnVest experts, who are there to help you create a financial plan that works for you any day of the week, to other CFPs® out in the field, to be sure we turned up all of the best tricks for raising financially-savvy children.

Here are the most valuable lessons they’ve put in practice with their own families. Read a

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With so much in the news about hackers, online scamming ventures and identity theft, anyone whos ever entered a credit card number, password or security code into an online dynamic knows all too well the sense of dread that washes over you know knowing your privacy and financial livelihood has just been handed over to a virtual entity that we cant see, touch or hear.

It always fees more like a gamble than a transaction right?

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Adaptu, the money management and financial literacy site, just launched an iOS app to help you budget your finances and organize your wallet. The timing’s great, since it’s the spendiest time of the year, and Adaptu makes the bold claim that you’ll never go over budget again. The app is free and cleanly designed.

If you’re already a member of the Adaptu community, downloading The Adaptu Wallet is a no brainer. If you’re not yet an Adaptu member, the app makes a compelling argument for joining.

The Adaptu Wallet lets you see all of your bank and credit card accounts at a glance. As a big

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Weve all heard it a million times: avoid charging medical bills to your credit cards. Its a sure fire way to find yourself in credit trouble in no time. But, when illness strikes, your only priority is ensuring proper medical care is available and sometimes, that means pulling out the Visa or MasterCard.

With a bit of pre-planning, though, especially if youre on of the millions of Americans who have no health coverage, you can weather those tough times.

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Are you a credit card-wielding 20-something? If so, then you should check out Martin Dasko’s “The Credit Card Manifesto: Completely Conquer Credit Before You Hit 30.”

Dasko, the mastermind behind the popular personal finance blog Studenomics.com, wrote this ebook in hopes of teaching his peers about the ins and outs of credit cards, how they affect your credit score, and how you can tackle credit card debt. Assum

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