Monday Roundup: More control over your credit report, coming soon
Personal Finance News
- Avoid Going into Debt: Use Alternative Income. When financial catastrophe strikes, it is difficult not to go into debt. After all, if you suddenly lose a large portion of your income, or if you end up with a large, unexpected expense, you may not have the cash on hand to solve your problem. Moneyed Up
- 5 Must Follow Home Energy Savings Tips for Summer. Everyone can take a few key steps to lower the amount of energy they use in their home. While you are reducing your carbon footprint, you will also be reducing your monthly utility bills. Free From Broke
- A Beginner’s Guide to Making Money Online. I recently published an article describing how my wife and I paid off more than $200,000 in debt in five years. The post covered what you’d expect from an article on debt, including the importance of an emergency fund and avoiding credit card debt. Dough Roller
- 7 Mobile Apps for Use on Your Next Road Trip. One of my favorite summer traditions is the road trip. A good, moderately priced road trip requires planning and foresight. The good news is that you can get help with your efforts if you have a mobile device. Cash Money Life
- 5 Ways to Never Fight About Money. My wife and I had very different financial upbringings, but I consider myself lucky in that we have made our money life work very well together. Fiscal Fizzle
Credit Report & Credit Score News
- More control over your credit report, coming soon. Credit-reporting companies compile the data that generate the credit reports and scores that affect just about every financial move a person makes — from whether you get approved for a loan to how high your interest payments will be. Market Watch
- A Bad Credit Score Affects A Lot More Than Credit. Okay, so maybe you pay cash for everything, use a debit card and don’t even have a credit card. You laugh at your bad credit rating. Forbes
- Car Insurance: Why Your Credit Score Matters. It’s a given that issues like age and driving record impact auto insurance premiums, but insurers are increasingly as likely to include a driver’s credit score when calculating a policy rate. MainStreet
- Your credit score: Not always what you’re told it is. The credit score you get from an agency might be quite different from the credit score your lender gets, according to a new study released Tuesday by the Consumer Financial Protection Bureau. CNN Money