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Today marks the 2 year anniversary for the CARD Act. Many are asking if it was worth it, is it meeting its purpose and was the Obama Administration right when it called this new law a turning act for all Americans. Some analysts insist its cost the collective American consumer billions of dollars. This week, we take a look at this historical document and how its changed the entire credit card industry.

Many may recall a few years ago the controversy behind what was then a bill that would significantly change the way credit card companies went out their business.

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What you need to know about your credit scores before applying for bad credit car loans

Before applying

Credit-challenged applicants sometimes dont know what their credit scores are even before applying for bad credit auto loans.

At Auto Credit Express weve seen this happen because for the past ten years weve been helping buyers with poor credit find bad credit auto sales dealers. Our websites also explain subprime auto lenders and bankruptcy as well as todays topic: understanding credit scores to determine if you really need poor credit car loans.

Know the score

Before applying for a car loan, you should order a credit report and credit score from each of the credit bureaus (Equifax, Experian, and TransUnion).

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Debit-card reward programs may be fizzling, but cash-back credit card rewards are going strong, a new analysis from Bankrate.com finds.

In fact, cash-back credit card rewards improved “modestly” over the past year, according to Bankrate, which looked at 50 credit cards, from 19 large issuers, in early January. Roughly half of the cards included in the study pay 1 percent cash back, up from 44 percent in last years study. And some even pay more than 1 percent.

(Higher rewards, though, are often limited to certain categories of purchases or have special conditions. Capital One’s No Hassle Cash Rewards credit card, for instance, offers 2 percent back on gas and groceries, and 1 percent on everything else. And t

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Looking for mortgage companies for people with bad credit in Oklahoma? Poor credit, bad credit, no credit no problem! In Oklahoma, you can get home mortgage loan financing no matter how bad your credit situation is.

Even if you’ve been turned down for home loans before due to your credit problems, there is no need to worry as there are many bad credit mortgage companies that can come to your rescue. They understand your situation and want to help you get the loan you need. S

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Experian Automotive study shows buyers they need to check used cars carefully especially when financing with terrible credit auto loans

Our experience

Credit-challenged car shoppers need to be especially careful when choosing a used car for approved auto loans.

We should know because since 1992 weve been involved with bad credit car sales here at Auto Credit Express by helping applicants with poor credit find a dealer that can get them financed.

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