Black Friday’s Retail Store Credit Card Scam

November 20th, 2011 by Lola Binns

With Black Friday just five days away, I’d like to take this opportunity to remind you to steer clear of retail store credit cards.

Of course, more than a few of the stores you visit on Friday will try to lure you in with big promises …

“You’ll save 10 percent on today’s purchase by applying for a retail store credit card,” they will tell you.

Just about every major clothing and electronics store has promotion aimed at getting people to sign up for a store-specific credit card.

But retail store credit cards will hurt your wallet and your credit score. Avoid them

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Bryan Moody, 14 Day Credit Program

November 20th, 2011 by Sara Morsen

On this interview, you will learn:

  1. How easy it is to raise and rebuild your credit
  2. How much I was overpaying because of my low credit score, and how much I could save by raising it.

Review & Giveaway: The Credit Card Manifesto

November 13th, 2011 by Brayden McLaurin

Are you a credit card-wielding 20-something? If so, then you should check out Martin Dasko’s “The Credit Card Manifesto: Completely Conquer Credit Before You Hit 30.”

Dasko, the mastermind behind the popular personal finance blog Studenomics.com, wrote this ebook in hopes of teaching his peers about the ins and outs of credit cards, how they affect your credit score, and how you can tackle credit card debt. Assum

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Seek Help of an Expert: Financial Security for Married Couples

November 12th, 2011 by admin

It is true that more than fifty percent of marriages end up in divorce. But as opposed to what a lot of people believe, unfaithfulness is not at all the reason for more than half of these divorces. Financial issue is one of the major problems that couples face, which then leads to divorce. Most often than not, women are responsible for these financial issues, considering that most of them do not consider their income marital property. Men are more open about these kinds of things, but they too are not good with confrontations. Most of the times, they would simply opt for the next easy way out also known as divorce.

In most cases, young married couples try to hide their financial expenses and income from the other, just to prevent having confrontations. Read more…

Save Money Using Credit Cards

November 8th, 2011 by Brayden McLaurin

You can save money – impressive amounts, actually – when using your credit card. Since this weekend marked a sudden surge of everything related to holidays, we thought the timing would be great to remind you of some of the tried and true ways of saving money as you go about your shopping this time of year. Take a look:

Its only logical that we look for ways to spend money without it costing us money in the process. Many retailers, including Toys R Us, Wal Mart, Kmart and Sears, are introducing lay-away plans again. Thi

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Riding the Tide – How to Protect Credit Ratings

November 5th, 2011 by Lola Binns

Working people find it particularly hard to protect credit ratings owing to the barrage of expenses in their day to day lives. The ideal credit score can be elusive if you have suffered one financial misfortune after another.

This is especially true considering the world is slowly pulling itself up from a period of economic recession in the past few years. Your credit rating can affect not just your ability to get credit and the interest rates that you pay, but also the premiums you pay on your insurance and your ability to land a job.

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