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Credit Karma’s CEO, Ken Lin, loves credit card data even more than the data monkeys we pay to analyze that data*. He loves data so much, that he decided we should share what we know about credit cards with all of our members. And so, in September of 2011, we launched our Credit Card Statistics feature, a free tool that gives you key information by analyzing more than 5 million credit card accounts.

When you’re shopping for a new home, Zillow helps you by giving you data and statistics about different home listings. Whe

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When people apply for and receive a credit card, mortgage or new car loan, they dont do it with the belief that they might find themselves financially strapped a year or two later, but it happens. It happens to those considered most prepared to responsibly repay their debts and it happens to those whose credit histories are stellar. The point is we simply dont know what the future holds. Its the unpredictability of life that gets us every time.

If youve found yourself in a world of financial trouble, there are options and its important to remember youre not alone.

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With Black Friday just five days away, I’d like to take this opportunity to remind you to steer clear of retail store credit cards.

Of course, more than a few of the stores you visit on Friday will try to lure you in with big promises …

“You’ll save 10 percent on today’s purchase by applying for a retail store credit card,” they will tell you.

Just about every major clothing and electronics store has promotion aimed at getting people to sign up for a store-specific credit card.

But retail store credit cards will hurt your wallet and your credit score. Avoid them

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Are you a credit card-wielding 20-something? If so, then you should check out Martin Dasko’s “The Credit Card Manifesto: Completely Conquer Credit Before You Hit 30.”

Dasko, the mastermind behind the popular personal finance blog Studenomics.com, wrote this ebook in hopes of teaching his peers about the ins and outs of credit cards, how they affect your credit score, and how you can tackle credit card debt. Assum

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Compare student credit card offers to find one to provide you with flexible spending and a way to build your credit score. Designed for college students, these cards offer a range of features.

Credit card offers change regularly. Be sure to research every offer to ensure you understand the terms and conditions associated with the card, keeping in mind that these terms can change frequently.

Discover

The Open Road Card for Students offered by Discover is a cash back offer that also provides an introductory offer of zero percent APR for nine months.

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Chase just launched a new Southwest credit card that comes with a staggering 50,000 bonus points after you make your first purchase.

Those bonus points are good for over $800 in Wanna Get Away® Fares, which can be redeemed for at least two free roundtrip flights.

If you fly short distances, such as from Los Angeles to the Bay Area, that could mean more than 5 free roundtrip flights!

Not only that, but you get 6,000 bonus points every year on your cardmember anniversary, which is worth $100 in Wanna Get Away® Fares.

And 1,500 “Tier Qualifying Points” for every $10,000 in purchases on the credit card annually (max of 15,000 points).

You also get:

- 2 points for every $1 spent on Southwest Airlines purchases – 2 points for every $1 spent with Southwest Rapid Rewards Hotel and Car Rental partners – 1 point for every $1 spent elsewhere

The card also has a limited-time balance transfer bonus of 1 point for every $1 in balance transfers, though the credit card APR is above 0% so you’re probably better off with a pure balance transfer credit card if you need to shift some debt.

There are no change fees, no blackout dates, and points don’t expire. Your 1st

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